Cybersecurity

Post-quantum security for the whole platform

PostCypher is Melika's own, patented technology for post-quantum secure data exchange — built in-house, not licensed from a vendor.

PatentEP3291480B1
Aligned withNIST FIPS 203 (ML-KEM)

Why it matters

Most providers advertise interchangeable claims like "bank-grade encryption". An owned, patented post-quantum technology is something almost no fintech competitor at this scale can currently show.

Operational security

Beyond encryption: two-factor authentication, card locks and limits, fraud prevention, and continuous infrastructure monitoring.

Regulation & oversight

Details on the license holder, supervisory authority and deposit protection will follow on a dedicated regulation page at Melika Banking once the licensing details are finalized.

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