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Melika Account
Free registration — no KYC, no IBAN, no account opening.
Melika Platform
Work, travel and manage your money with Melika.
Create your free Melika account to use Freelancer and Travel. Activate Banking separately when you need a regulated business account.
Melika Banking€ 760,50● Our own security technology
Melika ecosystem
Your Life. Your Pace. Your Possibilities.
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Freelancer & Travel
Fully usable with your Melika Account — whether or not you ever activate Banking.
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Melika Banking
Activated separately with KYC and account opening. Only then do you get an IBAN, cards and payment features.
Melika advantages
Why Melika
Every product works on its own — with your free Melika account, no bank account required.
Save time
One login for everything your business and your travel need.
Stay organized
Invoices, trips and finances in one place instead of three tools.
Be more productive
Fewer app switches, less duplicate data entry.
Get more value
Every product is strong on its own — stronger together.
Your data, your control
You decide if and when you activate Banking.
Melika products
Three products. One account.
Every product works on its own — with your free Melika account, no bank account required.
01● Live
● LiveRegulated banking, when you're ready
banking.melika.app
- ✓Business account with IBAN
- ✓Payments & transfers
- ✓Cards for you & your team
- ✓Expense tracking
- ✓Integrations
- ✓KYC, regulated & secure
02● Live
● LiveTravel better. Save more.
travel.melika.app
- ✓Flights, hotels & stays
- ✓Exclusive member pricing
- ✓Trip management
- ✓Business travel tools
- ✓Loyalty rewards
- ✓Personalized offers
03● Live
● LiveBusiness management for freelancers
freelancer.melika.app
- ✓Create & send invoices
- ✓Track payments
- ✓Manage clients
- ✓Reminders & automation
- ✓Document storage
- ✓Export for your accountant
Melika Security
Security That Builds Trust
Our own security technology
PostCypher — Melika's patented post-quantum encryption
More about our security →Regulated banking partners
Card & payment networks
Technical vendors
Travel integrations
Frequently asked questions
Do I need a bank account to use Freelancer or Travel?
No. Both products are fully usable with your free Melika account — no KYC or bank account required.
What happens when I activate Banking?
You go through identity verification (KYC) and deliberately open a business account. Only then do you get an IBAN, cards and payment features.
How secure is my data in transit?
Melika uses PostCypher, our own patented post-quantum encryption (EP3291480B1) — more on our security page.
Which languages is Melika available in?
German, English, Greek and Italian — the same across all four sites.
Does the Melika account cost anything?
No, registration is free. Costs only apply once you choose a Banking product with its own pricing.